Can you break the poverty cycle by getting a college degree?
Whatever education you get beyond high school will help you break the poverty cycle. There is no reason for anyone to live in poverty in this country. It is only a matter of one making good choices every day of one's life. Not everyone will attain a 4-year degree, but everyone with an average ability can attain some form of education beyond high school, be it on the job training, a certificate program or an associate degree. It all depends on your interest, commitment and discipline. The more education you have, the larger your social and economic circle will be. In most cases, the higher is your level of education, the more successful you will be.
Once you have broken this poverty cycle, not only does it benefit you, but also it benefits your children, your grandchildren and for generations to come. The tendency will be that each generation will do better than what you did. You can only claim with pride that you have achieved success in life when all of your children are doing well. This is a philosophy that we all should live by. There will always be an exception because we are human beings and we are not perfect.
The value of the connections that one makes as a result of having a college degree: Conquering college education
A college degree allows you to get a job that can afford you a comfortable living with a potential for a comfortable retirement. Even though most young adults don't think about the importance of investing in a comfortable retirement, your most important goal is to make sure that you do everything that you can to retire early and comfortable. This all has to be done while you take care of your family. As parents, you will have a good idea of what type of schools/colleges that your children should attend to make good friendships and connections that can be very helpful in their professional aspirations. Most young people are not aware of the value that these friendships will have in their lives. Our society is a political arena in reality and each one of us needs to be conscientious of our friendships and connections, which will impact our professional goals. If you look at most of the successful and well-to-do young professionals, you will notice that they are all doing well because of the connections they made while they were in college or as a result of family connections. In most cases, it is not what you know but whom you know.
The college degree is fundamental in your success in life but the political contacts and connections are key to you landing that job with great potential to earn a great income. Don't get me wrong, money is not the most important thing in this life, but it can make your life less stressful and your retirement more pleasurable.
College degree allows you the opportunity to expand your social circle, which can lead to great opportunities in life: Conquering a college degree
There are some people who will disagree with what I am about to say but it is a reality that without a college degree, one's social circle is limited, which leads to limited opportunities. The more education you have, the greater are your opportunities to expand your social circle. Your social circle can be very helpful to your professional career. Education is not the only factor in play here, but your personality along with your ability to genuinely connect with people will determine how far you will advance in your career. If you allow your heart to guide every step of your life, you will always attain success and be happy. It will be very difficult to attain success and be happy if you are self-centered and egotistical. We make connections and friendships that will last when we operate from the heart. Your social circle will for the most part depend on the level of education that you have and the type of income that you earn.
How does all of this relate to your retirement (the golden years)? Conquering your retirement
Everything that you do in your lifetime has a lot to do with your retirement. The amount of money that you make and the amount of money that you invest in your retirement will determine whether you will have comfortable golden years. Most young people will procrastinate to invest in their retirement because retirement for young people is an after thought. It is a matter of inexperience and the knowledge of how important a good income is to a retired person. Whatever life style you are accustom to in the latter part of your life, you will need to have a retirement income that will allow you to maintain that current life style. To think that you are going be comfortable with an income that is less than 80% of your salary prior to retirement, you are in for a big surprise. You will need more money than you think because when you retire, you will have more time to do the things that you want to do and this will cost you more money. I would recommend that you invest as much as you can into your retirement because you will need the money and because after retirement your earning potential decreases dramatically.
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